Is Elon Musk & X Building Your Social Credit Score?

In a world where technology and finance are rapidly converging, the stakes for our personal freedoms and financial autonomy have never been higher. If you’ve seen the video clip (uploaded to the top of this blog) of me that recently went viral on X, you already know what’s at stake. For those who haven’t, let me break it down: we are entering a world where everything you say and do online will be used to shape that social credit score that I covered in my 2011 book, Bank To The Future: Protect Your Future Before Governments Go Bust, and platforms like X are leading the charge.

Welcome to the New Reality

During an X Space hosted by Sulaiman Ahmed on January 9, 2025, titled "Free Speech on X is Dead - Deboost of Major Accounts," I shared my insights on how X, under Elon Musk’s leadership, is building a surveillance system that combines your social activity and financial transactions. The platform’s artificial intelligence, Grok, monitors and analyzes everything you say. This isn’t just about free speech being limited; it’s about your speech being weaponized against you to create a social credit score.

Platforms like X are applying for financial services licenses worldwide, which means they will soon have access to your spending habits and financial data. Imagine a world where what you say online could affect your ability to access financial services. This is not the future—it’s happening now.

Why This Matters to Bitcoiners

For those of us who believe in Bitcoin, this trajectory is the antithesis of everything we stand for. In China, people are accustomed to the overreach of centralized control. But in the U.S. and much of the world, the same systems are being implemented under the guise of innovation and convenience. Your FICO score, your social media activity, and your spending habits will soon merge into one unified profile controlled by technocrats and artificial intelligence.

As X becomes a regulated financial services provider, it will have a legal obligation to report “suspicious activity” under laws like the Patriot Act and the Bank Secrecy Act. This isn’t speculation—this is the reality we’re walking into. The data collected by X will be used to generate suspicious activity reports that feed into an already bloated regulatory system. Artificial intelligence will take over regulation, and the centralization of power will deepen.

The Decentralized Solution

This is why I’ve stated to hedge from X and use Primal (Built upon Nostr where you own your own social media data), a decentralized platform that puts control back in the hands of users. You can view my first post on Primal here: See it on Primal. My first post on Primal featured the viral video, and I said it loud and clear: “I’m here because we need to take control of our own social data. The X Social Credit Score is on its way. Bitcoin fixes this.”

Decentralized platforms and open-source systems integrated with Bitcoin are the only way forward. If we don’t take action now, centralized systems like X will continue to build honeypots of data that will be used to limit our freedoms. Bitcoin, as a decentralized monetary system, is the cornerstone of this fight. But we must also support decentralized technologies that ensure our privacy and freedom of speech.

Preparing for the Future

Bitcoin Wealth Builders, the future is clear: we are moving into a world where artificial intelligence, Central Bank Digital Currencies (CBDCs), and surveillance will dominate centralized platforms. If you’re not preparing for this world, you’re leaving yourself vulnerable.

Before we dive into steps you can take, do me a favor and share this blog or this video on YouTube featuring this vital message: Watch the video here. The video is also gaining traction on X, where you can join the conversation and share it: See it on X.

And if your already using Primal you can watch it and share it there too. When you have downloaded the Primal app, you are able to find and follow me there either by copy and pasting the address below:

npub1546jstdajzf6gw4plvr6z4kpcaxtvl3h0zjdv5gw8tx8uup5d6rq8ef9mt 

or scanning the QR code below (see image):

Here are steps you can take to prepare for this emerging reality:

1. Own Your Data: Move to decentralized platforms like Primal and take control of your online presence.
2. Embrace Bitcoin: Bitcoin is the antidote to centralized financial systems. Nostr is a decentralised social media and here is a great guide to getting started by BTC Sessions. If you haven’t already, make it a part of your strategy.
3. Educate Yourself: Understand the implications of CBDCs and AI-driven regulation. Knowledge is power.
4. Get Prepared: Head over to www.simondixon.com/wealth to stay informed and join a community dedicated to building a decentralized future.

Conclusion

The viral video is more than a warning; it’s a wake-up call. The tools to protect your freedom and your wealth are already here, but it’s up to you to use them. Let’s prepare for a world of Bitcoin, AI, and Central Bank Digital Currencies together. The future is decentralized, and the time to act is now.

Together, let’s build a decentralized future.

Simon Dixon